To Buy or not to Buy? To Rent or not to Rent? That is the Question.

The Question is: Rent or Buy?

You have all heard about how the interest rates and home prices are at near historic lows... But is that enough to get you off the fence and into your own home???

Make sure that you answer these questions:

Is it the right time for you?

Tighter lending restrictions may mean that you will find it a bit more difficult to qualify for the home of your dreams. You may need a larger down payment and a higher credit score to qualify. Lower interest rates and declining home prices plus the tax breaks involved in owning a home may make sense to own vs. renting. Speak to your significant other or family (if applicable) and see if this is the right time for you. 

 Is the home you are interested in the right home for you?

Make a list for yourself of what you would want in a home. List them in order of importance. Remember it may be very hard to find a home that fits your criteria 100% but at least this will give you a good idea if the home that you are after is what you really want.

After you calculate your monthly expenses, can you really afford this house?

Buying a home is going to be one of the biggest events/financial responsibilities in your life. It will protect you from rent increases in the future. One positive is that your home will represent stability in your life.

When you are ready or if you have any questions... just call me and we can sit and go over your real estate goals. Call me, I can help you. Have a great day.

Ricardo The Realtor

Homes for Sale in Long Beach & surrounding cities, CA - Ricardo The Realtor

Homes "For Sale" in Long Beach & surrounding cities, CA - Ricardo The Realtor

Looking for your home in Long Beach? Ricardo The Realtor & Century 21 Beachside-Long Beach Office are here to help you with your Real Estate transactions. I understand how important it is for you to locate that perfect home. Long Beach is a huge city with so many different communities... Alamitos Beach, Belmont Shore, Bluff Park, Belmont Heights, Park Estates, Naples Island, The Peninsula, Spinaker Bay, Virginia Country Club, California Heights, Downtown Long Beach and the list just keeps on going...

When you list your home "For Sale" with “Ricardo the Realtor”, you’re creating maximum exposure for your property, in your area and around the nation. The Century21.com web site averages more than 2 million visits per month. This includes top search engine partnerships with Google, Trulia, Yahoo, Realtor.com, AOL & CyberHomes to list a few. When it comes to selling your home, you can’t have too much exposure. Most small local area brokers cannot provide you this. The Century 21 system works hard to ensure that your listing gets all the attention it deserves-all around the country. Do you think you deserve the best representation when selling your home? I do. Call me, “Ricardo the Realtor”. I can help you.

Homes that are properly priced are selling fast in our area. I am a resident of Long Beach and I am willing to work hard and hold a weekly “Open House” if need be for you until your property is SOLD!!! Most small local area brokers cannot provide you this. I am close by and ready to show your property on the drop of a dime. If you or someone you know is interested in Buying or Selling their home, please call me and we can discuss your real estate needs.




Work with the “Most recognized brand in Real Estate” with national exposure on television, online, magazine and radio.
 
 
Homes "For Sale" in Long Beach & surrounding cities, CA - Ricardo The Realtor
 
For Sale: Long Beach Homes, Estates, Lofts, Condo's, Beach & Waterfront homes.

Here are some tips if you are planning a move...

Making a Smooth Move






The buying or selling process of your home can be stressful, especially when mixed with the emotions that come with moving to a new neighborhood.





Below are a few tips that will help your children cope with these changes:



• Be positive about the move. Your emotions can set the mood for the entire experience. Remain positive and upbeat about the changes that lie ahead.



• Answer questions openly and honestly. Make sure young members of the family know they can count on you for answers. Their questions will give you an idea of how they are feeling about the situation and can guide your efforts to help them relax.



• Assign young family members specific tasks. Help everyone get involved by creating a to-do check list, then assigning age-appropriate tasks to each member of the family. Creating a sense of ownership can give everyone a feeling of responsibility.



• Plan ahead. Before the move, start investigating programs and activities that your family would enjoy. Register your children for sports programs or other activities similar to the type of activities they will participate in. You want them to be introduced to other people of their age and start making friends as soon as possible.



I can offer advice, guidance and reassurance that will help every member of your family make a smooth transition. Contact me today to find out more.