Showing posts with label Long Beach Homes For Sale. Show all posts
Showing posts with label Long Beach Homes For Sale. Show all posts

Saturday, December 1, 2012

Mortgages/Loans & the Documents you will need

Long Beach Homes for Sale Present: Mortgage & Loan Document tips
loan, home loan, buying a home, applying for a loan, mortgage, loans, applying for a mortgage, documents, what documents do you need to apply for a loan, what documents do you need to apply for a mortgage
Applying for a loan can be overwhelming.
Your chances for being approved for a loan in Long Beach have recently increased. For the fourth straight quarter, fewer than 6% of banks tightened mortgage guidelines and roughly 10% of banks actually loosened them. This may suggest to us there is a quicker, simpler mortgage approval process but nowadays lenders require paperwork that documents every facet of your financial life. The team at Long Beach Homes for Sale understand the confusion that can be common for borrowers who are attempting to apply for a mortgage. Below is our compiled list of necessary documents needed for your loan request experience.

Personal identification documents: To verify your identity, banks often require photocopies of both sides of your drivers license and/or U.S. passport, and may also ask for copies of your social security card.

Credit Report: It's common knowledge that your credit report will be checked when applying for a loan. In addition, if your credit report lists collection items, judgments, or federal tax liens, be prepared to discuss these items with your lender. Sometimes, a derogatory credit event can be eliminated or ignored if it is explained properly. 

loan, home loan, buying a home, applying for a loan, mortgage, loans, applying for a mortgage, documents, what documents do you need to apply for a loan, what documents do you need to apply for a mortgage
You need documents such as W-2 Forms and Pay Stubs.
W-2s, and pay stubs: Loan guidelines typically specify one month of verified income but lenders can request to see up to two years of documentation.  You can prove this with paycheck stubs. Employees paid electronically should call their employer and ask for printouts. Guidelines also typically require your most recent W-2 Form. Self-employed applicants may be asked for additional business information such as a current-year profit-and-loss statement. Borrowers earning income via Social Security, Disability Income, Pension or other means should expect to provide documentation.

Bank Statements and Tax Returns: Borrowers generally must supply bank statements for the last 30-60 days.  Be prepared to explain unorthodox deposits that might bring suspicions of money laundering. Tax returns are scrutinized for reimbursed employee business expenses, self-employment business losses and other signs of loan fraud, such as reported income that doesn't match an employee's W-2. In the past, only self-employed borrowers were required to present income tax returns. Today, almost everyone is expected to provide a recent tax return.
loan, home loan, buying a home, applying for a loan, mortgage, loans, applying for a mortgage, documents, what documents do you need to apply for a loan, what documents do you need to apply for a mortgage
Provide documents if you plan to rent your residence

Rental property income: Borrowers who include rents from investment property in their income need to show the income on their tax return. Ricardo the Realtor and his team would like to specifically point out to homeowners planning to buy a new home and rent out their current residence that you must provide a rental agreement, canceled rent checks and bank statements. You also must have at least 30 percent equity in their current residence.

Gift letter, paper trail: Borrowers who receive a cash gift toward their down payment should be prepared to provide a letter from the "giftor" that declares the gift isn't a loan. A copy of the giftor's bank account statement showing the funds, a canceled check and the borrower's own statement showing the funds also may be required.

Other documents, letters: Renters must supply 12 months of canceled rent checks and bank statements showing the rent was paid on time. Renters without that documentation can provide the landlord's name and contact information for payment verification. Borrowers also may be required to provide a copy of a divorce decree, proof of a child's age if child support is counted as income, bankruptcy discharge papers and more. Lenders also may demand letters that explain negative items on a credit report or verify the borrower's motivation for the loan.
loan, home loan, buying a home, applying for a loan, mortgage, loans, applying for a mortgage, documents, what documents do you need to apply for a loan, what documents do you need to apply for a mortgage
Altered documents are invalid

A Few Loan tips:
Bring in documents early. Never cross out, white-out or alter any information or the document is invalid. Even if a document is blank, you should still include it. Documents expire after 60 days so if your house-hunting efforts take longer, expect to have to supply updated information such as a current paycheck.

The more information that you share with your lender, the smoother your mortgage approval process can be. The guidelines are much stricter than they used to be. As the housing market improves and lender confidence increases, mortgage guidelines are expected to loosen up. 2013 may open lending to even more mortgage applicants. Ricardo The Realtor and his team at Long Beach Homes for Sale are here to help. Give us a call and we can give you sound advice or direct to to a Loan professional that can help. 562.533.4003

Saturday, November 10, 2012

Lifestyle of Long Beach offers advise on avoiding Foreclosure


Long Beach Homes for Sale Present: Short Sale Tips

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Short Sales Stop Foreclosures: Why we should avoid Foreclosures

Sometimes things don't go as we hoped they would. But this doesn't mean that we have to give in and lose even more than our property. It is important to know your options when quick decisions have to be made. If funds fall short and you are no longer able to make payments for your piece of real estate in a timely fashion it is vital that you try and keep a good face by making smart decisions. If you need to sell your home in order to stay afloat, choosing to do a short sale instead of foreclosure is the right move.  Lifestyles of Long Beach and Ricardo the Realtor have some advice in regards to the advantages of doing a short sale vs. foreclosing your home. 


Know Your Terms:

Definition of Foreclosure, Avoid Foreclosure, Lifestyles of Long beach,  Alamitos Heights Homes, Belmont Heights Homes, Belmont Shore Homes, ben & jerrys, chick fil a, congress, democrat, election, facebook, food, free, freebies, freedom, house, investment, kc branaghans, keller williams, krispy kreme, Long Beach Homes For Sale, long beach real estate, Naples Island Homes, obama, panama joes, president, presidential, primary, realtor, republican, Ricardo The Realtor, The Peninsula Homes, virginia country club
Foreclosure is a forced sale of an asset

Foreclosure is when a lender legally forces the sale of the asset used as collateral for a loan to attempt to recover the balance of a loan from a borrower who has stopped making payments.



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Short Sale can help you avoid foreclosure
  
A Short Sale is an arrangement between the current owner of a home and the current mortgage lender holding the mortgage to sell the real estate and accept an offer for less than the total amount owed to pay off the home loan. The lendee must encourage the lender to agree to this. Therefore, you must pursue this options a soon as you start falling behind in your payments.

Credit Score, Short sale, Definition of Foreclosure, Avoid Foreclosure, Lifestyles of Long beach,  Alamitos Heights Homes, Belmont Heights Homes, Belmont Shore Homes, ben & jerrys, chick fil a, congress, democrat, election, facebook, food, free, freebies, freedom, house, investment, kc branaghans, keller williams, krispy kreme, Long Beach Homes For Sale, long beach real estate, Naples Island Homes, obama, panama joes, president, presidential, primary, realtor, republican, Ricardo The Realtor, The Peninsula Homes, virginia country club 

 

Credit Score:

A foreclosure can affect your credit score from 250 to over 300 points. The affect will last for over 3 years and will remain on your credit history for 10 years. If you provide payments on time and regularly, a short sale will not affect your credit score. A short sale will not be shown on your credit report and when the transaction is complete, the loan will be shown as paid in full providing a positive score. Ricardo the Realtor advises to keep your Credit score looking good for when you plan on buying a home in the future.

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Employment options will be effected by Foreclosure

 

 

Employment:

When deciding whether to foreclose or do a short sale, it is important to factor in how this might affect your employment.  Believe it or not, bad credit can effect whether or not you can get and keep the job of your dreams. Many sensitive positions or those with security clearances do regular credit checks on their employees. An individual having bad credit is enough grounds for immediate termination. Furthermore, most employees check credit reports when hiring on new employees. Becoming less employable will definitely make a hard time worse.  Foreclosures will be placed as a black mark on your credit report significantly effecting your score.  On the other hand, short sales are not put on your credit report, therefore they have no negative effect on your credit score or your employment options.
future loans, loans, Credit Score, Short sale, Definition of Foreclosure, Avoid Foreclosure, Lifestyles of Long beach,  Alamitos Heights Homes, Belmont Heights Homes, Belmont Shore Homes, ben & jerrys, chick fil a, congress, democrat, election, facebook, food, free, freebies, freedom, house, investment, kc branaghans, keller williams, krispy kreme, Long Beach Homes For Sale, long beach real estate, Naples Island Homes, obama, panama joes, president, presidential, primary, realtor, republican, Ricardo The Realtor, The Peninsula Homes, virginia country club

Future Loans:

What choices you make now could lead to worse options later. When in the future you apply for another loan, you will have to inform the prospective loaner of your previous foreclosure. They will add this into consideration when determining your rates. On the other hand Loan Officers will not request  acknowledgement of a previous short sale. Long Beach Homes for Sale highly recommends utilizing a short sale to ensure you have the highest chances of aquiring a future loan with the best rates.

Foreclosure is the worst option. You will lose your house and additional moneys can be claimed against you by the lender to cover their cost due to the foreclosure. It is important to look at your options in such a difficult time and consider having a short sale. The long term effects of a short sale are much less detrimental than those of foreclosure. Your credit score, employment options, and future loan requests will all be much better off. In order for you to have a short sale as an option remember to keep in good standing with your Loan Officer and to ask for this option as soon as you know you will not be able to make the loan payments on time.





Tuesday, October 30, 2012

Staging your Home = Selling your Home

Lifestyles of Long Beac and Real Estate Present: Staging your Home Tips
 

Lights, Cameras, SOLD!

 Alamitos Bay, Alamitos Heights Homes, Beach, Belmont Heights Homes, Belmont Park Homes, Belmont Shore Homes, first time home buyer, homes for sale, house, Keller Williams, Long Beach Homes For Sale, long beach real estate, Naples Island Homes, open house, Park Estates Homes, real estate, realtor, Ricardo The Realtor,  Spinaker Bay Homes, The Peninsula Homes, Virginia Country Club, staging, staging your home, open house, staging a home, accesorizing, remodel, repaint, Long Beach homes for sale, Your home is a stage

 

Staging your Home by Ricardo the Realtor and Team

We think of our homes based on how they fit our lives and needs. Our lifestyles set the parameters of how we choose to create our living spaces. Often when we determine the functionality of a room we keep it that way. It’s very common to keep furniture, and decorations in the same spots for ages. When we choose to sell our home, it is important to take a step back and see how dynamic our space can be. It’s up to us to transform this property that we have thought of as a home into an attractive abode for others. Staging a home is an art but Lifestyles of Long Beach  have put our heads together and come up with a couple tips that can start you off on the right track.


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Less Furniture Makes a Room Look Larger

The Stage: Making your Space have more Space

Sometimes less is more and when it comes to furniture this is great rule to follow. A space will feel larger and less cluttered by removing excess furnishings from the area. Try moving around some of your furniture to different rooms and see if that can help you get more space without actually having to get rid of anything. In addition, by placing the furniture to the center of the room you can create a comfortable grouping.  This can help traffic flow and make the space more user-friendly.  Get rid of any clutter around the home, this is an inexpensive way to increase the feel of sophistication. Transform any rooms that usually serve to gather junk into cozy yoga nooks or relaxing reading rooms by removing the hodgepodge and adding a comfortable seat and a kooshie rug. Long Beach Homes for sale suggests cleaning up your closets. This will make them appear to have more space which is a feature high on many buyers lists.


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A New Coat of Paint Freshens up a Room

Make-up: Pamper the Property with Paint!

Adding a “fresh coat of paint” can make a big difference to how old a house feels. Look around your home and see what surfaces might look a little faded or scuffed up. Inside and out all of your walls should look fresh, clean, and vibrant. An addition of a pleasant neutral color on an accent wall can draw attention to a dramatic fireplace or a lovely set of windows.  If you have a small kitchen and dining room, painting both rooms the same color will make them feel like one big space. Adding a coat of paint to the kitchen cabinets can make the room look fresh and clean. Purchasing new cabinet doors, drawer fronts, and dishwasher panels can revitalize your kitchen. If not, laminate paper, which goes on like contact paper, can be used to re-cover the existing panel. Consider painting over old bathroom tiles, stairs, or decks if they look worn or weathered. Make sure that any repairs that you started are completed. Unfinished projects can scare off potential buyers.  Besides they cost you less to fix than buyers might deduct from the asking price. Ricardo the Realtor and his team give the  example of repairing or having a floor professionally waxed will cost a little but will increase the value of your home. Send us your contact information and we can send you and exclusive 10% off Coupon for Lowe's!


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Inexpensive Accessories can be found in your backyard!
 

Props: Accessorize, Accessorize, Accessorize!

Adding little touches here and there can make a home more welcoming and entice timid buyers to be more interactive and therefore more interested.  Take a look around your garden and see if there are any clippings that can become a beautiful spring bouquet or a blazing fall wreath. Accessories can help in reinventing spaces that will inspire buyers.  Place a table in a pretty window area and top it with buffet lamps and elegant stationary to transform it into a beautiful writing desk. In the main bathroom, accessorizing can make buyers feel like they're in a spa. Put out items like rolled-up towels, decorative baskets and candles. Adding little touches to your home is a great way to create a polished look, and it doesn't cost much to do.


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Each room is important to consider when staging your home.

 

Now it's Your Turn!

It is important when you decide to sell your home that you take the time to make the property presentable. First impressions are very important and might be the only chance you get!  Make efforts to freshen up old paint jobs and complete home repairs. Work on adding personal touches of elegance to what might normally be ordinary spaces. Everything you do to make your home be effective for staging will make you that much closer to selling! Contact Ricardo the Realtor and his team when you are ready to sell your home. We can assist you in the staging of your property and are connected with some of the best staging companies in Long Beach.  


Interested in moving to Long Beach? Have a home in the Long Beach area that you want to sell to a nice family? When you list with our team it is our goal to have your property sold. So get ready for a professional sales push that will produce the best results. If you have any reservations then talk to us and lets make sure that you are making the right decision together.  Ricardo the Realtor and his team are available to assist you in all of your home buying/selling needs.

Wednesday, March 21, 2012

Belmont Heights Executive Condo Lifestyle and Ocean View - Long Beach Real Estate

Belmont Heights Executive Condo Lifestyle and Ocean View -  Long Beach Real Estate






Belmont Heights Condo For Sale 1 Bedroom, 1 Bath

Sitting on top of a hill, the Pride of Belmont Heights Condo Complex. Here you will find a huge 1 bedroom  1 bath condo with an Pacific Ocean view. This Executive unit has a remodeled and upgraded kitchen and bathroom with new wood floors. The bedroom is very spacious with a large walk in closet. The kitchen has new stainless steel appliances, new cabinets and counter tops. The bathroom has been upgraded with new vanity,counter top, sink, swivel full length mirror with hidden storage areas and it has also been equipped with inside washer/dryer hookups. You must see this unit to truly appreciate it with its patio and ocean view.

Long Beach Real Estate For Sale- Belmont Heights, Belmont Shore, The Peninsula, Naples Island, Belmont Park, Alamitos Heights, Spinaker Bay, Del Lago, Bay Harbour, Spinaker Cove, Virginia Country Club, Bixby Knolls, California Heights, Rose Park, Carroll Park, Signal Hill


Ricardo Perdomo 
Real Estate Agent
Coldwell Banker Beachside
562-533-4003
RTR@RicardoTheRealtor.com

Long Beach Real Estate For Sale- Belmont Heights, Belmont Shore, The Peninsula, Naples Island, Belmont Park, Alamitos Heights, Spinaker Bay, Del Lago, Bay Harbour, Spinaker Cove, Virginia Country Club, Bixby Knolls, California Heights, Rose Park, Carroll Park, Signal Hill

Tuesday, February 14, 2012

Dog Parks of Long Beach CA, Long Beach Homes & Lifestyle by Ricardo The Realtor

Dog Parks in Long Beach CA
Long Beach Homes and Lifestyle







Rosie's Dog Beach


Location: Ocean Blvd., between Roycroft and Argonne

Size: 2.9 acres

Hours: 6am-8pm every day.

Map & Directions


Rosie's Dog Beach along Ocean Blvd between Roycroft and Argonne Avenues opened in 2003. This area is not fenced in and is not a dedicated “dog beach.” The area has metered parking in the Bennett Avenue lot, trash cans and nearby restrooms. Some bags are provided in dispensers, but users are encouraged to bring their own bags from home. Bags and pooper scoops are available. The Dog Zone is in effect from 6 a.m. to 8 p.m. every day. Rosie's Dog Beach one may be closed occasionally due to a special event or poor beach conditions. Dogs are not permitted at times other than scheduled hours, or any other place than Dog Zone and access paths.


Downtown Dog Park


Location: Broadway and Pacific Avenue

Hours: Dawn to dusk, every day.

Map & Directions



Lincoln Park at Broadway and Pacific is now home to the Downtown Dog Park. The park opened in September and has been serving the needs of downtown residents and their dogs and re-energizing a historic open space in our downtown civic center. The park has spaces for both large and small dogs, benches for owners, free doggie waste bags and double entrance and exit gates.


K-9 Corner Dog Park


Location: 9th Street and Pacific Avenue

Size: 0.8 acres

Hours: 6am - 10pm every day.


Map & Directions



Residents in the north Pine Avenue area of Long Beach partnered with the Metropolitan Transit Authority and the Long Beach Redevelopment Agency to transform a vacant lot at 9th and Pacific Avenue into the “K-9 Corner Dog Park.” The park opened in September, 2009. It has a unique design that is environmentally friendly by using drought tolerant landscaping and generating 100% of its electricity on site with solar energy. The park has water fountains for humans and dogs, seating, evening lighting and separate areas for large and small dogs.


Uptown Dog Park


Location: 4600 Long Beach Boulevard, on the West side of Scherer Park.

Hours: Dawn to Dusk, every day.


The Uptown Dog Park opened in November on the Long Beach Blvd. side of Scherer Park, 4600 Long Beach Blvd. The dog area is near picnic tables and a nearby parking lot. More dog parks may be planned as residents see the benefits of creating safe, fun areas for dogs to run and play in City parks. The Uptown Dog Park also provides separate areas for small and large dogs to play off leash. The fenced area is located near picnic areas and a parking lot.



Recreation Dog Park


Location: 5201 E. 7th Street

Size: 2.0 acres

Hours: 6am - 10pm every day.

Park may be closed Mondays before noon for maintenance.



The City’s first dog park opened at Recreation Park, 5201 E. 7th Street in 1996 in an area near the 18-hole golf course and north of the Fly Casting Pond. The two-acre site been expanded by over one-acre due to its popularity. The hours of operation are normally dawn to dusk, seven days a week. The park has watering stations, and benches and tables throughout. Bags and pooper scoops are available. The park is lighted at night.



Wrigley Heights Dog Park


Location: 3401 Golden Ave

Size: 1.9 acres

Hours: 6am - 10pm every day.

Phone: (562)570-3111

Park may be closed Mondays before noon for maintenance.



The dog park accommodates dogs with an entry/vestibule area for unleashing or holding dogs when entering or leaving the dog park section. Existing mulch will make up the surface material, the perimeter and division of the site will be identified by painted chain link fencing, and existing trees will provide shade. Dog pick-up bags, separate trash receptacles, benches and a water fountain will be made available.



Rules:


Dog Park/Zone users must comply with posted rules for the safety of everyone and every dog.



Each dog must be under the control of an adult.

Only one dog per adult is permitted.

The dog must be under visual and voice control at all times.

Pick up after your dog and dispose of waste in provided containers.

Dogs must be older than 4 months, vaccinated and licensed.

Puppies younger than 4 months are not permitted for their and other dogs' protection.

Owners must have a leash. Dogs shall be on leashes whenever outside Dog Park/Zones.

No aggressive dogs.

Dog owners are legally responsible for injuries caused by their dog.

Professional dog trainers/handlers are not permitted to use the facility for instruction.

No female dogs in heat.

All dogs must wear a collar with current tags.

No spiked collars; they can hurt other dogs.

No food – human or dog – of any kind.

Owners shall provide drinking water for their dogs as needed.

Children must be supervised by adults.

Children are not permitted to run, shout, scream, wave arms or excite or antagonize dogs.





Tuesday, February 7, 2012

Short Sale vs Foreclosure, Long Beach Homes For Sale

Short Sale vs Foreclosure, Long Beach Homes For Sale




There are different time frames that you will have to wait after a Short Sale and Foreclosure. Here is some information that can possibly help you. Please call us so that we can further assist you in your current situation.

Long Beach Homes For Sale Team - "Assuring you that my team of Real Estate Professionals can make your dreams a reality."

Foreclosed Home


A foreclosed home is one in which the owner is unable to make his mortgage loan payments and the bank repossessed the home. These homes are usually not for sale until the entire foreclosure process


Foreclosure

Foreclosure is a process that transfers the right of home ownership from the homeowner to the bank or lender. A home goes into foreclosure when the owner stops paying his mortgage loan payments.

Multiple Listing Service (MLS)

A local or regional service that compiles available real estate for sale by member brokers along with detailed information brokers and agents can access online.

The foreclosure process involves three stages:

Pre-foreclosure: the bank filed a notice of default


Notice of Default

A note from a lender indicating that the borrower has fallen two months behind on his payments. At this point, the owner still has two to three months to try and refinance.

Refinance

The process of paying off one loan to get another with a better interest rate and terms or attempt to sell the home as a short sale.



Short Sale

A home that is listed for sale at a price lower than the amount owed on the mortgage. Homeowners hope to sell their home as a short sale to avoid penalties associated with going into foreclosure.


Auction: the owners can't make the mortgage payments and the bank schedules an auction to sell the home "as-is" (meaning what you see is what you get) to the highest bidder. If the owner comes up with money at the last minute to begin making the mortgage payments, the bank will cancel the auction.

Bank Owned: the home failed to sell at an auction, and the lien holders

Lien

Any legal claim of ownership listed on the title of the home. 



Mortgage Insurance

This insurance protects the mortgage lender against loss if a borrower defaults their loan. Borrowers with a down-payment less than 20% are required to purchase mortgage insurance.

 
REO (Real Estate Owned Home)

Short for "real estate owned," REOs are foreclosed homes owned by banks and lenders. The bank with the primary mortgage on the home is now the owner and will usually list the home with a real estate agent in the local MLS.

Short Sale vs Foreclosure, Long Beach Homes For Sale

Thursday, January 26, 2012

Creating ‘The Most Bicycle Friendly City in America’ ... Long Beach, California

Creating ‘The Most Bicycle Friendly City in America’ ... Long Beach, California


Creating ‘The Most Bicycle Friendly City in America’ ... In Southern California
Creating ‘The Most Bicycle Friendly City in America’ ... Long Beach




There have been numerous studies that show how adding a new lane to a freeway or road has the opposite effect than what was intended. Rather than easing congestion (which it does only briefly), the new lane merely creates more room for more cars, and quickily induces even more congestion. This same principle applies to bicycle traffic, though in a slightly different way. Few cities – and even fewer American cities – struggle with bike traffic congestion. Rather, what more and more cities find themselves struggling with is a lack of bike traffic. They want more bicyclists on their streets. To get them, cities are finding that when they build more bicycle lanes – and, more broadly, “bicycle-friendly” environments – more bicyclists emerge.



This theory is moving full speed ahead in unlikely Long Beach, Calif., where a focused effort is underway to modify city streets to encourage bicycling to become a viable day-to-day transportation option in and around the city. The transformation has been rapid in this city of 460,000, 20 miles south of downtown Los Angeles. In just a few years, the city has allocated more than $20 million for bike-related projects, adding new bike routes to city streets, building protected bike lanes, painting shared lanes, and installing the signage, signaling and parking that restate non-verbally the city’s new motto, now prominently displayed on a wall outside City Hall: “Long Beach, the most bicycle friendly city in America.”



Pedaling down its streets, it’s clear that a transformation is underway in Long Beach.

More aspiration than declaration, the sign indicates the city’s intention to change its ways and its perceptions. Formerly a resort town, Long Beach changed dramatically into a booming city when large oil fields were discovered in the 1920s and ‘30s. The Port of Long Beach, originally opened in 1911 and adjoined to the Port of Los Angeles, saw a similar boom around this time, and quickly became (and remains) one of the busiest ports in the world. This industrial feel pervades the city, especially at the shore, where within a single glance one can see both the massive port complex and the man-made islands built around oil drills that are still active out in the waters of the Pacific.



On a recent Friday, I went out to Long Beach for a bike ride around town. It’s t-shirt weather this bright January day, and riding through the pleasant streets and neighborhoods of Long Beach, it’s clear that biking in this temperate seaside town is hardly a tough sell. And yet, like in so many cities on this side of the country, the bicycle, over the past few decades, had seemingly disappeared from the transportation vocabulary. Of course, it’s come back in cities like Portland and Seattle, and now it’s coming back in Long Beach.







My tour guide says it’s a natural fit. “Perfect weather, perfect topography and perfect proximity to a major metropolitan,” says Charlie Gandy, a nationally recognized bicycle consultant who was hired by the Long Beach city council for a two-year stint as a mobility coordinator to help Long Beach embrace its inherent bikeability. At the time of his hiring, the city had set put together about $12 million for bicycle planning and infrastructure, combining funds from the L.A. County Metropolitan Transportation Authority, Caltrans, and grants from the state and federal governments. With this money in hand, the leadership in Long Beach wanted to do something big.



“They could see where the narrative of Long Beach didn’t need to be dominated by the port or Snoop Dogg or something else. There was a whole other, much more attractive narrative here,” Gandy says.



The flat roads, relatively dense corridors, and typically pleasant Southern California weather combine with the city’s small-but-big-enough population and location at the edge of a car-dominated urban grid to make conditions just about as right as they can be for bicycling. Gandy leads me through Long Beach on a bike of his own, pointing out the developments the city’s been able to make in less than three years: new bike-only lanes in downtown, shared lanes or “sharrows” throughout the city, bike boulevards with traffic-calming circles at intersections, thousands of bike parking racks.



They’re now up to about $20 million raised, and only about $5 million of that has been spent, says Gandy. Though his two-year stint has since ended, Gandy’s still working for the city as a consultant, among other bike-related consulting gigs, helping to plot out how all this money can be spent to make the city a better place to bike. Future plans include about 15 miles of bike boulevards and a 500-bike sharing system that Gandy hopes to see roll out by fall. “We’re putting sharrows on every route that’s marked in the city, we are educating every kid in elementary and middle school on bike education last year and this year,” he says.



Originally from Austin, Gandy draws a comparison between his hometown and his current home in Long Beach. Much like the sign at Long Beach city hall, leaders in Austin in the '80s decided to proactively enshrine the city as the capital of live music. Since then, the Austin has filled in those shows, particularly through the South by Southwest Music Conference and Festival that brings hundreds of bands and thousands of fans to the city every year. Long Beach, he says, is on its way to manifesting its own self-proclaimed destiny.



Pedaling down its streets, it’s clear that a transformation is underway in Long Beach. Stopped on a corner downtown, admiring the outdoor café seating area created by a curb extension, Gandy points across the street. There’s a woman, probably mid-20s, waiting at a red light on her bike. This, essentially, is the goal of all the work they’re doing in the city.



“She’s our prototype. She is our indicator species. She’s feeling comfortable enough to ride in normal clothes around town, to take the lane, and,” Gandy says as the woman begins to ride through, “run the light, apparently.”



She’s certainly not the first to run the light, and she made it safely through the intersection. And safety is the key, says Gandy.



“That says that she feels some level of comfort in this space, and that’s what we’re looking to achieve here.”



Achieving that level of comfort requires convincing cyclists as well as educating drivers. One method Gandy helped pursue in Long Beach is an approach first seen in Salt Lake City. There wasn’t space for a dedicated bike lane on the busy commercial corridor in Long Beach’s Belmont Shore neighborhood, so the city laid down a five-foot strip of green paint right in a traffic lane for about half a mile each way, brightly and visibly notifying drivers that the lane can and will be legally shared by bicyclists.







“Once the confusion died down, once people understood what the intent was, it was clear that the authority figures were saying ‘bicycles belong here,’” Gandy says. “The attitude that bikes don’t belong has been greatly changed in Long Beach.”



And the green lanes have encouraged more cycling down this street as well. Before the paint was laid down, the street saw about 400 cyclists and 40,000 motorists a day. After the paint dried two and a half years ago, the street sees about 1,000 cyclists per day and the same level of car traffic. And while some had been concerned that intersplicing bikes with cars on this stretch would result in accidents and injuries, Gandy says the post-paint crash figures are the same as before, at just about 5 car-bike crashes per year. This was the first experiment the city did, using federal money. Separating out labor costs, these green sharrow lanes cost the city just $5,000 each. Their success has suggested replication.



A slightly more elaborate infrastructural change has been the 1.2-mile separated cycle tracks the city has built on two streets downtown. Previously they had each been wide roads, with three travel lanes and a lane for parking on each side. Gandy and his team at the city looked through the numbers to find that travel times wouldn’t be affected by taking one of those travel lanes out. So the streets were reduced to two travel lanes and supplemented with a lane dedicated to cyclists that’s buffered from traffic by the old parking lane, now moved closer to the center of the road. Taking out car lanes and giving them to bikes, though, can be a touchy subject.



“We had our conversations about killing businesses and killing downtown and all that crap, but the inverse has happened,” says Gandy as we cruise undisturbed down one of the bikes-only lanes.



Within neighborhoods, the city has also been building bicycle boulevards, which are basically streets that have been slightly modified to slow traffic, enabling safer bike riding. The traffic calming is achieved through traffic circles in intersections. Gandy took me down one such bike boulevard, which had been retrofitted with seven traffic circles. As we were riding down the road, Gandy stopped to talk with a woman coming out of her house. She said that the traffic circles had been successful at slowing traffic in the neighborhood, and that she’s seen more cyclists along the street since they’ve been installed. Two houses within eyesight had even recently sold above asking price.

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Sprinkled throughout town are another visible sign of the city’s bikeability: abundant bike racks. They kind of blend into the background after a while, but their sheer volume gets Gandy excited, and a bit hyperbolic.



“Long Beach made world history by making the largest bike rack purchase in the history of mankind two years ago,” he says, pointing out some of the artistic bike-shaped racks and word-spelling parking areas the city spent a collective $1 million to buy. He’s also excited about the bike corrals, of which the city bought 40. These large multi-bike parking areas take up about the size of a parking space, and Gandy says they’re a boon for businesses, calling them “rock star parking” for customers.



And that’s another one of the key constituents these efforts are aimed at. The city doesn’t want to build pathways for Olympic training, but rather for people who might like to ride their bike to the corner to pick up eggs, or downtown for a glass of wine. These types of riders are on the rise, according to local business owner Brendan Sund.



“A lot of people now are more willing to ride bikes in the city, especially with the infrastructure and protected bike lanes and everything,” says Sund. He’s the manager of City Grounds, a bike shop in downtown Long Beach. He says his shop used to specialize in high-end bikes, but has since expanded its inventory to meet the demands of a widening customer base. “We get a lot of customers coming to our shop that haven’t owned a bike in years, and now feel comfortable commuting to work and wanting to ride.”







Gandy says that businesses like City Grounds have been blossoming. Sixteen bicycle-related businesses have either moved to the city or have significantly expanded in recent years. Sund says that over the last year, City Grounds has more than doubled its shop space to 1,100 square feet, and has opened another store in Orange County.



While Gandy hopes that Long Beach will be held up as a model city for bicycle infrastructure, he also recognizes that the city has been able to glean a lot from innovative cities like Portland and Seattle, and even San Francisco and New York, which have more recently begun to build out their bicycle infrastructure.



Long Beach is hoping to live up to that motto outside City Hall, to make it “the most bike friendly city in America.” But, baby steps first, Gandy says the city is hoping to set a regional example.



“This is central to Long Beach differentiating from Los Angeles and Orange County,” he says.



If it is to set not only a regional but also a national example, Long Beach will have to build on its successes. Admittedly, most of the areas Gandy showed off on our tour are in the more affluent parts of the city. But, he says, that’s part of the strategy.



“The key point is all this innovation is happening in the most conservative parts of Long Beach,” Gandy says. Making sure it works here first is going to make it easier to spread these projects to other parts of town.



“We’re putting in about 25 bike lanes every year. It’s routine,” says Gandy. “Everyone’s saying ‘get to us.’”



Photos: Nate Berg


RicardoTheRealtor.com

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Friday, January 20, 2012

Celebrate Downtown Long Beach, California at the Aquarium of the Pacific

Celebrate Downtown Long Beach at the Aquarium of the Pacific

( Long Beach Homes For Sale )


Celebrate Downtown 2012: Recognizing the Spirit of Our Community






January 26, 2012, 6:30 to 9 p.m.





Aquarium of the Pacific, 100 Aquarium Way Long Beach, California 90802



The DLBA will host Celebrate Downtown 2012 will take place on Thursday, January 26, 2012 from 6:30 p.m. to 9 p.m. at the Aquarium of the Pacific. Themed Recognizing the Spirit of Our Community, this event will highlight the contributions that the community had made to Downtown.



Celebrate Downtown is a free event for all members of the community. It will feature a relaxed and social atmosphere with a short program that will reflect the accomplishments made over the last year and look ahead at the goals for 2012. The program will include a video presentation and the inaugural Spirit of Downtown Award – which honors members of our community who embody the dedication, love and fortitude of inspirational leadership.



In 2011 with the passing of Larry Allison, Press Telegram’s Editorial Page Editor; Bill Baker, who served as Chair of the Long Beach Redevelopment Agency; Mark Bixby, bicycling advocate and avid community volunteer; and Shaun Lumachi, co-founder and publisher of the Long Beach Post as well as public policy consultant, Long Beach lost prominent leaders who the DLBA will recognize for their substantial contributions and honor with the Spirit of Downtown Award.



Before and after the program, attendees will enjoy appetizers and the music of The Lonely Hearts Club Band, while they wander the Aquarium and mingle with their neighbors and fellow community members.



The DLBA hopes you will join us as we work together to build and strengthen Downtown Long Beach.


RSVP Here.


Long Beach Homes For Sale: There is a home to fit everyones taste in Long Beach because it is comprised of many different and unique communities. You need a Resident Realtor that knows Long Beach very well. Beautiful estates, beachfront properties, Craftsmen, Spanish, English Tudors, Mid-Century, Italian Villas, Victorian, Hi-Rise Condos & lofts, Golf communities, Investment units, waterfront homes with boat docks are all here in Long Beach. Call us today and we will find your next dream home today.




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Long Beach Homes For Sale Team is committed to providing you with the service you deserve. If you are looking to Buy or Sell your next home, please call us to help you reach your goals

Thursday, September 22, 2011

Spinaker Bay / Spinaker Cove Home For Sale, Long Beach Homes For Sale by Ricardo The Realtor Century 21

Spinaker Bay / Spinaker Cove Home For Sale, Long Beach Homes For Sale by Ricardo The Realtor


Spinaker Cove Townhome, Long Beach Home For Sale

Spinaker Bay, Long Beach Homes For Sale
Spinaker Bay / Cove is located in a South portion of Long Beach waterfront. It comes with its very own 40' Yacht Dock steps away from the front door. This is an exclusive enclave of town homes where living is more of a waterfrong lifestyle. Our Long Beach Home For Sale features 4 Bedrooms and 3.5 Baths and is the largest floorplan of all this planned community. Imagine your own private marina at your front door. There are top of the line ammenities throughout and the community features tennis courts, clubhouse, pool and spa.




This is a three level Spinaker Bay/Cove townhome that has tremendous views that you will enjoy for years to come. Contact Ricardo The Realtor for all the details to this and many other homes including Alamitos Heights, La Rochelle, Bay Harbour, Spinaker Bay and Del Lago. There are so many hidden locations in Long Beach that there is truly a home for everyone here... So work with "Your Long Beach Realtor" that can show you what our great City of Long Beach has to offer.


Spinaker Bay Homes For Sale, Long Beach

Spinaker Cove Homes For Sale, Long Beach









Homes For Sale Long Beach


Spinaker Cove, Long Beach Homes For Sale

Homes For Sale, Long Beach





Long Beach Homes For Sale

Spinaker Bay Homes, Spinaker Cove Townhomes, Alamitos Heights Homes, La Rochelle Homes, Del Lago Homes , Park Estates Homes For Sale, College Park Homes, Bay Harbour Homes For Sale, Long Beach Homes For Sale by Ricardo The Realtor Century 21

Ricardo The Realtor, Homes in Long Beach


Spinaker Bay / Spinaker Cove Home For Sale, Long Beach Homes For Sale by Ricardo The Realtor Century 21

Friday, September 16, 2011

Long Beach is Bicycle City USA - Long Beach Homes For Sale, Alamitos Heights,Park Estates,California Heights,Bixby Knolls,Wrigley,Bluff Park,Carroll Park,Signal Hill,Downtown Long Beach and surrounding communities...

Long Beach is Bicycle City USA - Long Beach Homes For Sale
Alamitos Heights,Park Estates,California Heights,Bixby Knolls,Wrigley,Bluff Park,Carroll Park,Signal Hill,Downtown Long Beach and surrounding communities...



Long Beach Homes For Sale & Ricardo The Realtor


There are so many reasons why Long Beach residents live here in this great city... Oceanfront, Beautiful homes, great shopping, excellent award winning restuarants, Blue Ribbon California Distinguished School system and a diverse community to name a few.

The topic I would like to highlight today is our push for improving our eco-system by using our bicycles instead of our automobiles! We are becoming the leading city in the United States when it comes to pedal power! Read on for more info...


Another reason to live in Long Beach!   LiveInLB.com



Welcome to Bike Long Beach!







Looking for a way to get around Long Beach on your bike? No problem. Bike Long Beach has the answer. Explore the website to discover the latest and greatest on biking in Long Beach. Whether you are an avid cyclist, a college commuter, or simply curious about biking, this website has something for you.






BIKE LONG BEACH VISION


The City of Long Beach's vision is to be the most bicycle friendly urban city in the nation.


Long Beach Homes For Sale, Ricardo The Realtor


Long Beach Mission


How do we get it done?


To provide an environment and culture where cycling is a safe, viable, and preferred mode of transportation in the city of Long Beach. This will be accomplished through:


•Creating safe, connected, and easy to navigate bike routes;


•Offering bike friendly public facilities, transit, and shops;


•Promoting bike share opportunities throughout the city;


•Encouraging the community, through education, to create a culture where cyclists and motorists interact safely;


•Implementing fun and healthy bicycle programs.






BIKE LONG BEACH TAG LINE


Bike for yourself. Bike for the environment. Bike in Long Beach.








BIKE LONG BEACH STRATEGIES


Strategies reflect the vision and foster action so that Long Beach will become the most cycling friendly urban city in the nation.


1.Creating safe, connected, and easy to navigate bike routes;


◦Update the Bike Master Plan


■Assess Long Beach’s bike network/system


■Create a new bicycle network map


■Ride all proposed routes


◦Create signature bike projects/programs (to be completed in 1 year)


■Plan, design, and construct two dedicated bicycle lanes from Pacific to Alamitos along Broadway and 3rd Street in Downtown Long Beach shared roads


■Establish Long Beach signature bike lanes with striping and signage in our City


■Install neighborhood-themed bike racks throughout the City


1.Offering bike friendly public facilities, transit, and shops;


◦Provide special route maps


◦Increase bike rental locations


◦Promote bike paths that circulate through popular tourist attractions


◦Provide connections to local cycling groups


1.Promoting bike share opportunities throughout the City;


◦Create a bike share program at CSULB


◦Partner with local businesses to expand the bike share program throughout the City


1.Encouraging the community, through education, to create a culture where cyclists and motorists interact safely;


◦Partner with LB Transit to link buses to bicycles


◦Participate in and promote Bike To Work day (weekly?)


■Offer federal incentive to bike to work ($20 a month)


◦Develop a "leading edge" website that showcases/promotes the City's efforts


■Create links to efforts in the community


■Show the City's bike network and allow users to search and create their own routes


■Allow input from the community through a forum or annotated bicycle map


■Leverage the Tony Cruz reputation and connection


■Create a Google mapping application


◦Establish and hold 3 biking events in Long Beach


■Bixby Knolls/Downtown/Belmont Shore Bike Rides


■Long Beach Marathon Bike Ride


■Long Beach Grand Prix Bike Ride


◦Conduct bicycle safety training at Bicycle Rodeos throughout the City


1.Implementing fun and healthy bicycle programs.


◦Partner with the School District to establish educational bike programs


◦Partner with the Health Department to establish exercise bike programs


◦Partner with Parks, Rec & Marine to establish recreational bike programs

Call me for a map of the bike paths in the City of Long Beach today and I hope to see you on the road!!!


Long Beach Homes For Sale, Ricardo The Realtor



Long Beach is Bicycle City USA - Long Beach Homes For Sale, Alamitos Heights,Park Estates,California Heights,Bixby Knolls,Wrigley,Bluff Park,Carroll Park,Signal Hill,Downtown Long Beach and surrounding communities...